What is Roadside Assistance Coverage and Do You Need It?

What is Roadside Assistance Coverage and Do You Need It?

How Roadside Assistance Coverage Can Help You on Your Next Road Trip

When planning a road trip, the last thing you want to think about is a car breakdown or getting stranded on the side of the road. Unfortunately, car problems can happen unexpectedly and can ruin even the most well-planned trip. This is where roadside assistance coverage comes in handy. In this article, we'll explore what roadside assistance coverage is, how it works, and whether you need it for your next road trip.

What is Roadside Assistance Coverage?

Roadside assistance coverage is an optional service offered by car insurance companies that helps drivers when they have car troubles on the road. The coverage provides assistance for things like flat tires, dead batteries, lockouts, and towing. Essentially, it gives you access to a 24/7 helpline and dispatches a technician to help you get back on the road.

 

How Does Roadside Assistance Coverage Work?

Roadside assistance coverage is typically added to your car insurance policy as an optional add-on. Once added, you can access the service by calling the provided phone number in case of an emergency. A technician will then be dispatched to your location to assist you with the problem. If the technician can't fix the issue on the spot, they will arrange to tow your car to a nearby repair shop.

 

What Does Roadside Assistance Coverage Include?

The exact services included in roadside assistance coverage can vary depending on the provider and the level of coverage you choose. Some common services include:

1. Towing - If your car can't be repaired on the spot, roadside assistance will arrange for your vehicle to be towed to a nearby repair shop.
2. Jump-starts - If your car battery dies, roadside assistance can jump-start your car to get it running again.
3. Flat tire assistance - If you have a flat tire, roadside assistance will replace it with your spare tire or tow your car to a nearby repair shop.
4. Lockout assistance - If you lock yourself out of your car, roadside assistance can help you get back in.
5. Fuel delivery - If you run out of gas, roadside assistance can deliver a small amount of fuel to get you to the nearest gas station.

 

Do You Need Roadside Assistance Coverage?

Whether or not you need roadside assistance coverage depends on your individual circumstances. If you frequently travel long distances or have an older car that is more prone to breaking down, roadside assistance coverage can be a lifesaver. It's also a good option for those who don't have the tools or knowledge to fix minor car problems on their own. However, if you have a newer car with a good warranty and rarely travel long distances, you may not need roadside assistance coverage.

 

How to Add Roadside Assistance Coverage to Your Policy

If you've decided that roadside assistance coverage is right for you, the process of adding it to your policy is straightforward. Simply contact your car insurance provider and ask them to add it to your policy. The cost of the coverage will depend on the level of coverage you choose and your individual circumstances.

 

In Conclusion

Roadside assistance coverage can be a lifesaver when you're on a road trip and encounter car problems. It provides you with peace of mind knowing that you have someone to turn to in case of an emergency. Whether or not you need roadside assistance coverage depends on your individual circumstances, but it's worth considering if you frequently travel long distances or have an older car. Remember to shop around and compare coverage options and prices to find the best fit for you.